Disclaimer

The information, software, and services provided by Reclaim Defense LLC ("Reclaim Defense") are for informational and operational assistance purposes only and do not constitute legal, financial, or formal credit card processing advice.

While Reclaim Defense utilizes automated systems, software integrations, and data analysis to assist merchants in managing and contesting payment disputes and chargebacks, we do not guarantee the successful recovery of funds or the reversal of any specific chargeback decision made by financial institutions, payment gateways, card networks, or issuing banks.

Merchants are solely responsible for ensuring that their business practices, documentation, and dispute submissions comply with all applicable laws, regulations, and card brand rules (including Visa, Mastercard, American Express, and Discover). Reclaim Defense assumes no liability for financial losses, denied disputes, gateway downtime, or account suspensions resulting from third-party payment processor actions.